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January 2007 – My New Choice

Monthly Archive: January 2007

Why You Shouldn’t Use A Cash Advance 3

Why You Shouldn’t Use A Cash Advance

Credit card companies are really good at marketing and enticing people to use their various product offers, including convenience checks and cash advances. However, as many of you already know, using a cash advance...

HSBCDirect Account Update 1

HSBCDirect Account Update

Last night I started the process of opening an HSBCDirect Online Savings Account and things are progressing nicely. Trial Deposits. After completing the application last night, I had to wait for HSBCDirect to make...

HSBCDirect 6.00% APY New Money Offer 3

HSBCDirect 6.00% APY New Money Offer

As I previously discussed, I have had my emergency fund and savings at ING Direct even though I knew that I was losing money by not switching to HSBCDirect or EmigrantDirect. 6.00% APY Well,...

Super Bowl Stock Market Indicator 0

Super Bowl Stock Market Indicator

In case you have run out of investment ideas, you might want to read the article at Yahoo! Personal Finance on what the Super Bowl can teach you about investing. Gains For Dow. According...

Penalized For Not Carrying Debt? 0

Penalized For Not Carrying Debt?

Over at CNNMoney.com there is an article discussing a recent Senate Banking Committee hearing that is examinging credit card practices. According to the article, one consumer advocate is proposing an idea that those who...

50-Year Mortgage 0

50-Year Mortgage

Can you imagine paying your mortgage for 50 years? That is not something that I would ever consider, but there is an article over at BankRate.com discussing the availability of a 50-year mortgage. Apparently...

Site Upgrade 0

Site Upgrade

As I have mentioned before, this website is being run with WordPress and I just completed an upgrade to the latest version. While I know that I should have done this later at night...

Prepare For Tax Season 3

Prepare For Tax Season

As January nears an end, tax season is starting to kick into high gear as the W2’s are mailed and the 1099’s start arriving. My tax situation is relatively straight-forward and I have always...

Inadvertent Spending Control 0

Inadvertent Spending Control

Over the last week or two, I have found myself with an inadvertent control on my spending. Unfortunately, that control has been a very busy work schedule but it made me realize that being...