My New Choice

Credit card companies are really good at marketing and enticing people to use their various product offers, including convenience checks and cash advances. However, as many of you already know, using a cash advance is often times a losing bet for the consumer.

While it is possible to use your credit card to obtain cash, [...]

Last night I started the process of opening an HSBCDirect Online Savings Account and things are progressing nicely.

Trial Deposits.
After completing the application last night, I had to wait for HSBCDirect to make two trial deposits to my primary checking account. When I arrived home from work tonight, I logged into my checking account and [...]

As I previously discussed, I have had my emergency fund and savings at ING Direct even though I knew that I was losing money by not switching to HSBCDirect or EmigrantDirect.

6.00% APY
Well, this afternoon I was balancing my checkbook and reviewing my various online accounts. Part of that process is that I check the [...]

In case you have run out of investment ideas, you might want to read the article at Yahoo! Personal Finance on what the Super Bowl can teach you about investing.

Gains For Dow.
According to the Super Bowl Stock Market Indicator, a victory by an old NFL team means that the Dow Jones Industrial Average will have [...]

Over at CNNMoney.com there is an article discussing a recent Senate Banking Committee hearing that is examinging credit card practices. According to the article, one consumer advocate is proposing an idea that those who pay their credit card balances in full every month should pay a small annual fee.

Deadbeats.
If you are one of the [...]

Can you imagine paying your mortgage for 50 years? That is not something that I would ever consider, but there is an article over at BankRate.com discussing the availability of a 50-year mortgage.

Apparently the 50-year mortgage is being offered by some lenders as an alternative to an interest-only mortgage. However, when you really [...]

As I have mentioned before, this website is being run with WordPress and I just completed an upgrade to the latest version. While I know that I should have done this later at night to avoid any potential problems with people viewing the site, I got the itch to just go ahead and do [...]

As January nears an end, tax season is starting to kick into high gear as the W2’s are mailed and the 1099’s start arriving. My tax situation is relatively straight-forward and I have always opted to do my own taxes. After using TurboTax the first few years out of college, I then switched [...]