Monthly Archives: July 2007
How To Trim Your Budget
| July 31, 2007 | Posted by derek under Budgeting |
Would you like a little more breathing room in your budget? Whether you follow a very strict monthly budget where you allocate each dollar to specific goals or follow a more loose budget where you meet your savings goals and live on the rest, I am sure you wouldn’t mind reducing your expenses. Over at… continue reading
Join The Motley Fool Discussion Boards
| July 30, 2007 | Posted by derek under General |
A few weeks back I had mentioned that The Motley Fool was going to be eliminating their membership service and the discussion boards would be free for everyone to read. However, in order to have the ability to post on the discussion boards you would have to be invited by an existing Fool member. Just… continue reading
Federal Minimum Wage Increase
| July 24, 2007 | Posted by derek under General |
Effective today the federal minimum wage has increased to $5.85 per hour. This is the first increase to the federal minimum wage since September 1997 and ends the longest period without a federal minimum wage increase since being enacted in 1938. In May of this year, President Bush signed legislation that will increase the federal… continue reading
New Administrator For Illinois’ Bright Start 529 Plan
| July 21, 2007 | Posted by derek under Savings |
The Illinois 529 College Savings Program, named Bright Start, is currently in the process of transitioning to a new program administrator. For plan participants, this looks to be a very positive change and should provide a few new attractive options for your investments including the introduction of index fund options from Vanguard. The new administrator… continue reading
Extracurricular Costs Adding Up
| July 17, 2007 | Posted by derek under General |
Do you budget for your kid’s extracurricular activities? How do you limit which activities your child can pursue? Is it by cost or by interest? This summer we have had a handful of costs for extracurricular activities for our children and we are in the process of contemplating an additional activity for our youngest son.… continue reading
Blunders and Tips for Organizing Your Financial Life
| July 13, 2007 | Posted by derek under General |
Are your financial records in order? Do you need help with your organization? Earlier today I was reading an article on Yahoo! Finance about digging out and getting yourself organized. In the article, there were a few common blunders to avoid as well as a few tips to follow as you try to put some… continue reading
Do You Tip Contractors?
| July 11, 2007 | Posted by derek under General |
As you might recall, my wife and I are in the process of having new windows installed in our home. While the installation crew has been here working, my wife and I have been discussing whether or not we should tip each of the guys on the crew. My wife doesn’t think we should tip… continue reading
How To Pay For Home Improvements
| July 8, 2007 | Posted by derek under Loans |
Not too long ago, my wife and I were in the process of window shopping as our home was in dire need of window replacement. We received quite a few estimates and ultimately made our selection. Right now we are in the midst of the installation with a little more than half of the windows… continue reading
Motley Fool Open Community
| July 3, 2007 | Posted by derek under General |
Have you ever visited or heard of the Motley Fool website? The Motley Fool is a financial website that has a stated purpose to educate, amuse and enrich. For me personally, I consider my discovery of the Motley Fool discussion boards to be the turning point in my financial life as that is where I… continue reading
Carnival of Money Stories :: 16th Edition
| July 2, 2007 | Posted by derek under Carnivals |
Welcome to the 16th Edition of the Carnival of Money Stories. For those new to this carnival, you can expect to see posts that have a personal story or experience related to saving, investing, finance, money management, money generating, business ventures, success and tales of struggle. There were 34 submissions for the Carnival this week,… continue reading


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