Category: Identity Theft
Are you worried about identity theft? Have you been taking any steps to help reduce your risk of being a victim of identity theft? Ask anyone that has been victimized by this serious crime and they will tell you the trouble it can cause. Not only can your credit be destroyed but it will likely […] continue reading
For those that may not have already heard, TJX Cos. (parent company of retailers such as Marshalls and TJ Maxx) has disclosed that they have had a security breach and customer data has been stolen. Apparently the system that was breached included information on credit and debit transactions, as well as checks and merchandise returns. […] continue reading
Over at MarketWatch.com, Chuck Jaffe has an article that identity theft insurance is his stupid investment of the week. To be honest with you, purchasing identity theft insurance is something that I have never really even thought of doing and the article explains a few reasons why this insurance is not the best choice in […] continue reading
Are you familiar with the term phishing? This article will introduce you to the danger of phishing and provide a few tips that will help protect you from becoming a victim of a phishing scam. Phishing is the use of spam email messages that appear to originate from legitimate businesses that one might have a […] continue reading
Are you familiar with the term phishing? This article will introduce you to the danger of phishing and provide a few tips that will help protect you from becoming a victim of a phishing scam.
Phishing is the use of spam email messages that appear to originate from legitimate businesses that one might have a relationship with, including banks, on-line retailers, insurance agencies and mortgage companies. The messages typically contain a link to a web site that is designed to look extremely authentic, including copies of official corporate logos and corporate verbiage.
The web sites typically ask for verification of personal information, such as account numbers, passwords and social security numbers. Due to the fact that the email message and web site look so official, it is very easy for unsuspecting recipients to respond, resulting in possible financial losses, identity theft and other fraudulent activity.
The IRS has provided the following tips on protecting yourself from phishing scams and identity theft:
- Be skeptical of communications you receive from sources you are not expecting. Verify the authenticity of phone calls, standard mail, faxes or e-mails of questionable origin before responding.
- Do not reveal secret passwords, PINs or other security-based data to third parties; genuine organizations or institutions do not need your secret data for ordinary business transactions.
- Do not click on links contained in possibly questionable e-mails; instead, go directly to the site already known to be genuine. For example, the only address for the IRS Web site is www.irs.gov â€” any other variations on this will not lead to the legitimate IRS Web site.
- Do not open attachments to e-mails of possibly questionable origin, since they may contain viruses that will infect your computer.
- Shred paper documents containing private financial information before discarding.
Please share any warnings of current phishing scams or provide additional tips to prevent becoming a victim of these scams.