Category: Debt Reduction

5 Easy Spending Cuts To Eliminate Debt

Eliminate Debt

Being in debt is no fun for anyone. Depending on how much debt you have, what the interest rates are and your personality type, you could very well be losing sleep at night over your debts. This is not healthy for your physical well-being or financial well being. There are some forms of debt that […] continue reading

How to avoid getting in debt


Debt is one of those words that strikes fear in just about everyone. It is definitely something that everyone wants to avoid at all cost. Nothing is worse than seeing the debt continually pile up month over month and feeling like it’s impossible to get out. That is why it’s best to avoid getting into […] continue reading

How to get out of credit card debt

Get out of debt

Many people find themselves with significant amounts of credit card debt at some point in their lives. In order to get out of debt, you need to get motivated and concentrate on doing what you need to do to get yourself out of the situation. The following are a series of tips that will help […] continue reading

5 tips to start getting out of debt

Get out of debt

Debt. More of us are in it than we’d like to admit. In fact, debt is one of our country’s leading problems right now: our obsession with accumulation is responsible for putting us into this predicament, and it’s time to stop! There is no quick way to get out of debt, unless you win the […] continue reading

Tips On Dealing With The Pirates Of The Banking Industry :: Debt Collectors

Stephen Bis is a senior debt analyst with the USCA/Roll Law Firm which specializes primarily in credit card debt settlement. Every year more and more Americans wake up one day to find that their financial position is becoming impossible to handle. The tell tale sign of a major problem on the horizon is when they […] continue reading

I’m In Debt – MTV True Life

Last night my wife and I were flipping channels and we came across the show True Life on MTV. The focus of the show was on three young women that were in debt and how they were handling their debt. 1 out of 3. Of the three young women, only one of them seemed to […] continue reading

Be Honest With Yourself

When I graduated from college, I left campus with a diploma and four figures worth of credit card debt. Shortly after graduation, I landed my first job out of school and took it upon myself to add in a car payment for a brand new car. In addition to that, it was only a few […] continue reading

Tips Before Dealing With Credit Counselor

If you’ve been battling with your debt for some time now and you don’t feel like you are making any progress, you may be tempted to turn towards a credit counselor for assistance. However, before you rush off to meet with the nearest credit counselor, you should take the time to do a little research […] continue reading

Google Gadget for National Debt

As I mentioned in my post about a possible site redesign, sometimes I just need a new little project to energize me and get me back into the swing of things. Well, I just finished my first pass at such a project and you can see the results in the top-right corner of the main […] continue reading

Carnival of Debt Reduction – 60th Edition

The latest Carnival of Debt Reduction has been posted over at We’re In Debt and there are some nice articles this week, including my article on reducing your debt by increasing your income. Here are a few of my favorite articles from the 60th CoDR: BinaryDollar discusses 3 reasons to pay student loans slowly. This […] continue reading

Here are a few of my favorite articles from the 60th CoDR:

  • BinaryDollar discusses 3 reasons to pay student loans slowly. This is similar to the approach that I took as I was in no hurry to pay off my student loans, although I did still end up paying them off entirely a little earlier than scheduled.
  • Do you find yourself struggling to save? Don’t think you have enough to save each month? Try the singles way to save and you might just surprise yourself.
  • Universe of Success has an article talking about the power of the mind, you are what you think, mind over matter, insert cliche here. It is amazing to see the results one can achieve when you think positively and visualize the results and achievements that you desire.

Enjoy this latest Carnival!