Monthly Archives: October 2007

The Right Approach to Using Credit Cards

You might have heard of stories about credit card debts gone real bad, maybe you have even lived that story. Many people would tell you that credit cards are just like cashless shopping. Unfortunately this gives some people the notion that with a credit card they can spend as much money as they want, but […] continue reading

9 Tips To Live Below Your Means

Living below your means may not seem to be the best way to live your life, but if you wanted to be debt free, then this is the way to go. Living below your means does not mean that you have to live life like a poor man. It simply means that you have to […] continue reading

Credit Score Myth: Closing Credit Card Accounts Helps Improve Your Credit Score

Many people wrongly assume that closing down credit card accounts will either prevent them from getting into more debt or even help their credit score, but this is a misconception. It’s important to differentiate the right and wrong reasons for shutting down open accounts. Good reasons to close a credit card account: You are the […] continue reading

7 Tips To Save You Money

If you always stick to your budget and save a few dollars a day, then you are on your way to a debt free life. Keeping a budget log where you jot down your expenses would help you in saving more money. Take a look at your monthly expenses. Mark the things that you spend […] continue reading

CFL Discount For Illinois ComEd Customers

Did you know… If every household in the U.S. replaced one light bulb with an ENERGY STAR® CFL, it would prevent enough pollution to equal removing one million cars from the road. ComEd Offers Discounts ComEd is offering residential customers in northern Illinois the opportunity to receive up to a 60% discount on compact fluorescent […] continue reading

Net Worth Update: September 2007

As a means of tracking my progress towards my 2007 goals, I am going to be running this as an on-going series of posts. As a bit of background, here are the opening posts in the series: August 2007 Update July 2007 Update June 2007 Update May 2007 Update April 2007 Update March 2007 Update […] continue reading