Monthly Archives: January 2007
Yahoo Personal Finance
| January 19, 2007 | Posted by derek under General |
It has been awhile since I have visited the Yahoo Finance pages but today I saw a post over at lifehacker that mentioned the new personal finance section at Yahoo. If you haven’t seen it yet, I highly recommend you take a look at the new Yahoo Personal Finance site. I’ve spent some time there… continue reading
TJX Security Breach
| January 18, 2007 | Posted by derek under Identity Theft |
For those that may not have already heard, TJX Cos. (parent company of retailers such as Marshalls and TJ Maxx) has disclosed that they have had a security breach and customer data has been stolen. Apparently the system that was breached included information on credit and debit transactions, as well as checks and merchandise returns.… continue reading
3 Ways to Save $400,000
| January 17, 2007 | Posted by derek under Savings |
Over at CNNMoney.com, there is an article about easy ways to save $400,000 that contains some very valid points. However, I think there are a few flaws with some of their suggestions and question whether it is really possible to save $400,000 using these recommendations. Drive Less Expensive Cars. In the article, there is a… continue reading
Automatic Savings Plan
| January 17, 2007 | Posted by derek under Savings |
How often have you said to yourself that you would really like to save more each month but you just cannot afford it? While there are many things you can do to find ways to reduce your expenses, thus freeing up money for saving, I wanted to focus on an easy way to get started… continue reading
Am I Weird?
| January 16, 2007 | Posted by derek under Budgeting |
Ever since getting a handle on our consumer debt and leading a life free of paying other people interest (other than our mortgage company), I actually look forward to the daily mail and any bills that may arrive. While most of our monthly bills are now configured to automatically bill my rewards credit card, there… continue reading
Tips Before Dealing With Credit Counselor
| January 15, 2007 | Posted by derek under Debt Reduction |
If you’ve been battling with your debt for some time now and you don’t feel like you are making any progress, you may be tempted to turn towards a credit counselor for assistance. However, before you rush off to meet with the nearest credit counselor, you should take the time to do a little research… continue reading
Cutting an Expense
| January 14, 2007 | Posted by derek under Live Below Your Means |
For quite a few years now, my wife has been cutting my hair and giving both of our children haircuts as well. While she has done this professionally, it is possible for just about anyone to give a decent haircut at home. Saving Money. In my estimation, we are saving at least $400 per year… continue reading
Children Managing Their Allowance
| January 13, 2007 | Posted by derek under Budgeting, Savings |
As I wrote in my post about teaching children how to save, we have been using a weekly allowance system for our children and have been quite happy with the results. However, today I heard of an interesting alternative to the weekly allowance. Since the typical weekly allowance is a relatively small amount, pay your… continue reading
What Is Your Financial Mulligan?
| January 11, 2007 | Posted by derek under General |
Have you ever looked back on your life and wish there was a decision that you had made differently? Since the focus of this site is on eliminating debt and becoming financially independent, I would like you to think back to a financial decision that you wish you could do over. I’ll go ahead and… continue reading
Is That The Best You Can Do?
| January 10, 2007 | Posted by derek under Live Below Your Means |
Those seven words have the possibility of saving you a considerable amount of money yet in most cases, you don’t use them do you? When you are purchasing goods or services, do you ask if the offered price is really the best price? You might be surprised to find out how often the simple act… continue reading


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