My New Choice

Are you struggling to eliminate credit card debt? How would you like to be debt free in as little as 3-5 years? It might sound too good to be true, however Clint Holland, author of the Debt Free in Three Systemâ„¢, guarantees that his secret will have you debt free in as little [...]

Are you interested in the potential to save yourself thousands of dollars by making a simple phone call? It really can be that easy, unfortunately many people never realize this is possible or do not think it will work for them.
Take a few minutes to gather up the most recent statements from each credit [...]

When feeling overwhelmed with high-interest credit card debt, you may be tempted by the idea of borrowing from your retirement accounts to pay it off quickly. Is this possible? If so, is this really a good idea?
The majority of 401(k) plans allow participants to take a loan against their account, typically with a [...]

When embarking on the initial stages of eliminating consumer debt, many people feel overwhelmed with the volume of individual debts to different creditors. One common desire is to try and consolidate all of your debt into one payment that feels easier to manage. With that thought in mind, there are numerous so-called experts [...]

The primary goal of this site is to provide people with the knowledge to eliminate all forms of consumer debt in order to achieve financial independence. While some people might be inclined to charge people for advice on how to eliminate debt, this resource will provide free help to get out of debt. [...]

Similar to an earlier article about building emergency savings, many people wonder whether or not they should be saving for retirement while in the process of eliminating their debt.While the answer to this question will vary from person to person, there are a couple of general concepts to consider when deciding what is the appropriate [...]

Imagine what happens to a snowball as it rolls down a mountain. Are you picturing that snowball rolling down the mountain, getting larger and larger as it increases speed? Well, that is the idea behind the snowball method to eliminate credit card debt and other forms of consumer debt.
The first step in the [...]

One tactic that has the potential to save you hundreds, if not thousands, of dollars in interest while eliminating your credit card debt is to take advantage of attractive balance transfer offers. However, there are some things to consider when using this approach.

Pay attention to any fees related to the balance transfer. In [...]