My New Choice

Technically, the current edition of the Carnival of Debt Reduction was posted yesterday but I am posting about it now so it is the Halloween Carnival. Check out the latest edition, hosted at My Money Forest.

There are some nice posts this week, including:

Money Under 30 writes about Two Radical Ways to Spend Less: Giving [...]

Over at MoreMerchant, there is a nice article that details 9 easy ways that you can improve your credit score.
2. Pay your bills on time.

In my opinion, paying your bills on time is essential to maintaining a good credit score even while you are struggling with debt. When I was struggling with debt shortly [...]

Welcome to the 57th Carnival of Debt Reduction, where we have some great article submissions this week on advice for getting out of debt and personal stories of debt reduction. I would like to take a moment to thank everyone for their submissions and to thank Mighty Bargain Hunter for the opportunity to host. [...]

As a new week begins, I am participating in a couple of blog carnivals.  Please take a moment to check out the current carnivals as there are some really great posts included this week:

Carnival of Debt Reduction
Carnival of Personal Finance

Enjoy and please be sure to come back and share your thoughts on this week’s posts!

Did you receive an income tax refund last year? According to the Principal Financial Well-Being Index, 84% of the workers surveyed were expecting a refund on their 2005 state or federal taxes.
With the average American household carrying about $8000 in credit card debt, the average tax refund of approximately $2500 could eliminate over 30% [...]

When I graduated from college, I found myself with substantial student loan payments and credit card debt from my days in school. While I knew that something had to be done to get rid of my debt, I didn’t really know what to do.

As I surfed the web, I had come across the Motley [...]

For married couples, one of the vital ingredients to a successful debt reduction strategy is that both people maintain an open line of communication and share common goals. Unfortunately, it is far too common to hear of couples where one spouse is diligently working to reduce their debt while the other spouse continues to [...]

While working to eliminate you debt, you are likely to see numerous people that will recommend the practice of closing a credit card account once you have paid the balance in full. However, that may not always be in your best interest.
Often times people will think that once an account has been paid off, [...]