How Safe is Your Bank?
From time to time, I like to spend a little bit of time and review the institutions with which I do business and see if there are better alternatives. One valuable resource in reviewing...
Author: mnc
Can You Spare 10 Minutes to Save $138?
Last night as the month of August came to a close and I was updating my net worth spreadsheet, I began to review my monthly expenses. As I looked through my budget, my eyes...
Carnival of Debt Reduction
In an effort to share knowledge and provide free help to get out of debt, My New Choice has submitted an article on the snowball method of debt elimination in the upcoming Carnival of...
Strategy to Curb Impulse Buying
When people find themselves mired in credit card debt, one of the culprits is often the result of buying things on impulse even when you know that you cannot afford the item. It is...
Is Your Credit Card Due Date Inconvenient?
Have you ever had the feeling that every single monthly bill is due at the same time of the month? It is actually quite common to see the majority of your bills due in...
IRS to Use Private Collection Agencies
According to an article at Bankrate.com by Jay MacDonald, tax payers with an outstanding debt owed to the IRS should not be surprised if they receive a phone call from a collection agency in...
Readers’ Choice: August 27th
Since the goal behind this site is to provide you with free help to get out of debt, it is only fitting that you have a voice in the topics that are covered. Initially,...
Creating a Budget: Tracking Expenses
Are you currently using a budget? Have you ever used a budget? Does the word budget scare you? Honestly, some people are so intimidated by the word itself that they steer clear of ever...
The Perils of an Overspending Spouse
For married couples, one of the vital ingredients to a successful debt reduction strategy is that both people maintain an open line of communication and share common goals. Unfortunately, it is far too common...
Should I Close My Credit Card After Paying the Balance?
While working to eliminate you debt, you are likely to see numerous people that will recommend the practice of closing a credit card account once you have paid the balance in full. However, that...
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