My New Choice

Have you ever wondered if the day will come when nobody will carry cash and purchases are made using only credit cards? While that might be a little unrealistic in the near future, it is possible to limit your use of cash by a considerable amount.
Think about the situations where you may already function [...]

In most cases, impulse purchases are relatively inexpensive items that do not seem like a very big deal at the time. However, the amount spent on impulse buying will eventually become very substantial. When you take the time to look at the big picture, you may be shocked at how much you have [...]

How many times have you been in a rush to get cash from the ATM and decided to simply use the most convenient ATM? Unfortunately, that often means you are using a machine that is not from your bank or out of your bank’s network.
The fees imposed by the bank that owns the machine, [...]

While still trailing the market leaders, such as HSBC and EmigrantDirect, ING DIRECT has increased their rate on the Orange Savings Account to 4.40% APY.
As a reminder, ING DIRECT is still offering a $25 bonus that will be deposited to your account if your initial deposit is $250 or greater. To receive the $25 [...]

Now that you have spent some time tracking your expenses, the next step in the budgeting process is to sit down with that data and begin to organize your expenses. This may seem like a daunting task but it can be broken down into sections.

With your list of expenses, begin to organize them into [...]

From time to time, I like to spend a little bit of time and review the institutions with which I do business and see if there are better alternatives.  One valuable resource in reviewing my banking options is Bankrate.com’s Safe & Sound service.
Safe & Sound is a proprietary product that evaluates the financial condition of [...]

Last night as the month of August came to a close and I was updating my net worth spreadsheet, I began to review my monthly expenses. As I looked through my budget, my eyes were drawn to the amount of money being paid for cable television and Internet access.
With recent commercials and promotional mailings, [...]