Annual Credit Report

As I am sure many people are aware, you are now entitled to request a free credit report once every 12 months from each of the nationwide consumer credit reporting agencies: Equifax, Experian and Transunion.

While many people are aware of this fact, it is important to know the correct website to visit for this free credit report. Unfortunately, there are numerous websites that exist today that try to represent the official site and it is important for people to know the correct website.

To order your free annual credit report, visit and order your report today.


  • While it is possible to order a report from each credit reporting agency at the same time, it may be beneficial to order one from each agency at 4 month intervals. For example, order the report from Equifax in January, Experian in May and Transunion in September. The following year you can use the same timeline.The benefit to this approach is that it allows you to monitor your report throughout the year as opposed to ordering all three at once and having to wait 12 months for the next free copy of your report. While each credit reporting agency may report slightly different data, it allows you to keep an eye on the big picture throughout the year.

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