Do Not Negotiate the Payment When Buying a Vehicle
One of the most costly mistakes that people make when purchasing a new vehicle is to negotiate on the amount of the loan payment. There is a reason that the first question asked by...
Category: General
Credit Score and the Importance of Payment History
While you are working towards eliminating your consumer debt, one of the most important aspects to impact your credit score is your payment history. According to myFICO.com, your payment history is the largest influence...
Using Home Equity to Consolidate Debt
When embarking on the initial stages of eliminating consumer debt, many people feel overwhelmed with the volume of individual debts to different creditors. One common desire is to try and consolidate all of your...
Top 10 Credit Mistakes
Whether you are currently in the process of learning how to eliminate credit card debt or you consider yourself to be quite knowledgeable when it comes to credit cards, the following ten credit mistakes...
Finally Debt Free 60 Years Later
When William Fogarty discovered that he had never delivered the money order to pay for his parking ticket, he promptly drafted a letter to the Norfolk, VA police department and enclosed his debt. What...
Annual Credit Report
As I am sure many people are aware, you are now entitled to request a free credit report once every 12 months from each of the nationwide consumer credit reporting agencies: Equifax, Experian and...
Determine Your Credit Card Style
Life styles are what make people unique. The way we wear our hair, the type of clothing and fashion we prefer, and the selection of decorations within our homes all makes up an individual’s style. The type of credit card we choose, and how we use it is also part of our individual “financial style”.
As people grow from children to adults, they often are seen imitating what they see their parents and close circle of friends doing. Just walk through the halls of any middle school, and listen to how certain groups talk and look- it’s almost as if they have their own mini-cultures! Children often learn how to handle (or not) their finances by watching their parents or caretakers’ deal with finances.
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