Top 10 Credit Mistakes
Whether you are currently in the process of learning how to eliminate credit card debt or you consider yourself to be quite knowledgeable when it comes to credit cards, the following ten credit mistakes...
Author: mnc
Use Low-Rate Balance Transfers to Your Advantage
One tactic that has the potential to save you hundreds, if not thousands, of dollars in interest while eliminating your credit card debt is to take advantage of attractive balance transfer offers. However, there...
Building Emergency Savings While Eliminating Debt
For those of you that are in the process of eliminating your debt or even for those that have yet to take that first step towards being debt free, do you have any level...
Finally Debt Free 60 Years Later
When William Fogarty discovered that he had never delivered the money order to pay for his parking ticket, he promptly drafted a letter to the Norfolk, VA police department and enclosed his debt. What...
Annual Credit Report
As I am sure many people are aware, you are now entitled to request a free credit report once every 12 months from each of the nationwide consumer credit reporting agencies: Equifax, Experian and...
What is F.I.R.E?
Financial Independence / Retired Early.
Are you tired of your job? Would you prefer to spend each day pursuing your hobbies and personal interests? Have you taken the time to plan your future so you know when the day will come when you will be FIRE?
Too many people seem to plod along, working each day to keep up with the dollars that they are spending. Retirement? That is too far away to worry about now, or so they think. Unfortunately, when one is caught up in the consumerism of society and living above their means, the time for retirement will be at their doorstep and they will be ill prepared.
Determine Your Credit Card Style
Life styles are what make people unique. The way we wear our hair, the type of clothing and fashion we prefer, and the selection of decorations within our homes all makes up an individual’s style. The type of credit card we choose, and how we use it is also part of our individual “financial style”.
As people grow from children to adults, they often are seen imitating what they see their parents and close circle of friends doing. Just walk through the halls of any middle school, and listen to how certain groups talk and look- it’s almost as if they have their own mini-cultures! Children often learn how to handle (or not) their finances by watching their parents or caretakers’ deal with finances.
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