Category: Live Below Your Means

Tax Software Discounts

When I posted about preparing for tax season about two months ago, I had every intention of getting started on my taxes for 2006. However, as you might guess based on my post about how to procrastinate filing income taxes, I have yet to actually follow through and complete my taxes. Start With the Software… continue reading

Don’t You Love Finding Money?

While I did not win the lottery the other day, I did have a pleasant surprise today as I scored myself some free money. Not Brown Bagging Today. One of my co-workers asked me if I wanted to go out for lunch today and after giving it some thought, I decided to go as I… continue reading

Strategy For Annual Raise

How do you handle an increase in monthly income as a result of a salary increase at work? At my employer, they conduct annual reviews for all employees at the same time of year and right now is that time. As a matter of fact, I had my review on Tuesday and received very positive… continue reading

Save Money on Breakfast

As I walked through the office this morning, I was amazed to see how many people come into work and go directly to the cafeteria and purchase something for breakfast. From what I saw this morning, the purchases range from bagels to yogurt to bacon and eggs. Opportunity to Save. Rather than purchase breakfast at… continue reading

LBYM Tip: DIY Repairs

This morning my wife informed me that our washing machine seemed to be having problems, as it was making a funny noise and the tub was not draining the water properly. We have not had good luck with this appliance, so my initial thoughts were of how much it was going to cost to replace.… continue reading

Cutting an Expense

For quite a few years now, my wife has been cutting my hair and giving both of our children haircuts as well. While she has done this professionally, it is possible for just about anyone to give a decent haircut at home. Saving Money. In my estimation, we are saving at least $400 per year… continue reading

Is That The Best You Can Do?

Those seven words have the possibility of saving you a considerable amount of money yet in most cases, you don’t use them do you? When you are purchasing goods or services, do you ask if the offered price is really the best price? You might be surprised to find out how often the simple act… continue reading

Money Personalities of Children

This afternoon I received a nice example of the money personalities of our two children and they are beginning to become quite different from each other. With both of them having birthdays in the later part of the year and just passing the holiday season, they have accumulated a fair amount of money. Today we… continue reading

Fly for a Nickel

I just came across this promotion from SpiritAir to fly for a nickel, restrictions apply of course and tickets must be purchased by 11:59pm ET today but maybe someone can take advantage of the offer. From my originating city, there are only a couple of desitnations and the travel must be completed on a Tuesday/Wednesday… continue reading

Use Credit Cards to Your Advantage

Over at JohnChow.com, John has a great post about why you should never pay by cash that you should be sure to check out. As John mentions in the article, this approach to spending does require that you are someone that lives below their means and pays the entire credit card balance in full each… continue reading