Category: Live Below Your Means
Tax Software Discounts
| March 27, 2007 | Posted by derek under Live Below Your Means |
When I posted about preparing for tax season about two months ago, I had every intention of getting started on my taxes for 2006. However, as you might guess based on my post about how to procrastinate filing income taxes, I have yet to actually follow through and complete my taxes. Start With the Software… continue reading
Don’t You Love Finding Money?
| March 8, 2007 | Posted by derek under Live Below Your Means |
While I did not win the lottery the other day, I did have a pleasant surprise today as I scored myself some free money. Not Brown Bagging Today. One of my co-workers asked me if I wanted to go out for lunch today and after giving it some thought, I decided to go as I… continue reading
Strategy For Annual Raise
| March 1, 2007 | Posted by derek under Live Below Your Means |
How do you handle an increase in monthly income as a result of a salary increase at work? At my employer, they conduct annual reviews for all employees at the same time of year and right now is that time. As a matter of fact, I had my review on Tuesday and received very positive… continue reading
Save Money on Breakfast
| February 23, 2007 | Posted by derek under Live Below Your Means |
As I walked through the office this morning, I was amazed to see how many people come into work and go directly to the cafeteria and purchase something for breakfast. From what I saw this morning, the purchases range from bagels to yogurt to bacon and eggs. Opportunity to Save. Rather than purchase breakfast at… continue reading
LBYM Tip: DIY Repairs
| February 7, 2007 | Posted by derek under Live Below Your Means |
This morning my wife informed me that our washing machine seemed to be having problems, as it was making a funny noise and the tub was not draining the water properly. We have not had good luck with this appliance, so my initial thoughts were of how much it was going to cost to replace.… continue reading
Cutting an Expense
| January 14, 2007 | Posted by derek under Live Below Your Means |
For quite a few years now, my wife has been cutting my hair and giving both of our children haircuts as well. While she has done this professionally, it is possible for just about anyone to give a decent haircut at home. Saving Money. In my estimation, we are saving at least $400 per year… continue reading
Is That The Best You Can Do?
| January 10, 2007 | Posted by derek under Live Below Your Means |
Those seven words have the possibility of saving you a considerable amount of money yet in most cases, you don’t use them do you? When you are purchasing goods or services, do you ask if the offered price is really the best price? You might be surprised to find out how often the simple act… continue reading
Money Personalities of Children
| January 7, 2007 | Posted by derek under Budgeting, Live Below Your Means |
This afternoon I received a nice example of the money personalities of our two children and they are beginning to become quite different from each other. With both of them having birthdays in the later part of the year and just passing the holiday season, they have accumulated a fair amount of money. Today we… continue reading
Fly for a Nickel
| January 5, 2007 | Posted by derek under Live Below Your Means |
I just came across this promotion from SpiritAir to fly for a nickel, restrictions apply of course and tickets must be purchased by 11:59pm ET today but maybe someone can take advantage of the offer. From my originating city, there are only a couple of desitnations and the travel must be completed on a Tuesday/Wednesday… continue reading
Use Credit Cards to Your Advantage
| December 3, 2006 | Posted by derek under Credit Cards, Live Below Your Means |
Over at JohnChow.com, John has a great post about why you should never pay by cash that you should be sure to check out. As John mentions in the article, this approach to spending does require that you are someone that lives below their means and pays the entire credit card balance in full each… continue reading


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