My New Choice

Now that you have spent some time tracking your expenses, the next step in the budgeting process is to sit down with that data and begin to organize your expenses. This may seem like a daunting task but it can be broken down into sections.

With your list of expenses, begin to organize them into [...]

Last night as the month of August came to a close and I was updating my net worth spreadsheet, I began to review my monthly expenses. As I looked through my budget, my eyes were drawn to the amount of money being paid for cable television and Internet access.
With recent commercials and promotional mailings, [...]

Have you ever had the feeling that every single monthly bill is due at the same time of the month? It is actually quite common to see the majority of your bills due in the beginning of the month, including big-ticket items such as mortgage payments, car payments, insurance premiums and credit card bills.

This [...]

Are you currently using a budget? Have you ever used a budget? Does the word budget scare you? Honestly, some people are so intimidated by the word itself that they steer clear of ever creating a spending plan.
If you have never created a budget or it has been awhile since you last [...]